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Terms & Conditions

Credit subject to status. UK residents aged 18 and over.

Please note only one credit product is available per customer. To transfer to another credit product, the original account must be closed beforehand.

‡£10 will be credited to your account balance on the date of your first statement following your first qualifying purchase only. This offer is only available to customers opening a credit account and may be withdrawn at any time. Minimum purchase value is £15 in a single transaction after other discounts and gift cards/e-vouchers have been applied. Excludes delivery charges, nextunlimited subscriptions and the purchase of gift cards/e-vouchers. This offer can only be redeemed on purchases made on next.co.uk, childsplayclothing.co.uk or in a Next store with a nextpay account. If you return items included in the order for a refund we may deduct some or all of the £10 credited to your account if the value of the items you keep is less than the minimum order value (£15).

**New nextpay Customers - Early Online Sale Access - Early access to our Online Sale also known as VIP Sale is a benefit to nextpay customers. Exclusions apply.
To be allocated a VIP Sale invite for the upcoming Sale you will need to:

- Be opted in to receive marketing emails. Manage your marketing preferences here. You can opt out at any time.
- Have successfully created your nextpay account by 11:59pm on Wednesday 15th December 2021.

You should receive your Early Access invite by Sunday 19th December 2021.

†An in-app nextpay card is only available to customers once a first statement has been issued and a subsequent payment has been made.

^ If you only make the Minimum Payment each month, it will take longer and cost more to repay your balance.

^^The credit limit may be lower than your purchase value. You will be asked to pay for any excess at the time of your purchase.

*For call charges contact your service provider.

*^ Next3step terms and conditions

If you do not make the full 3Step Payment in any month on time, the whole balance will become chargeable to the Standard Rate of Interest at 29.9% per annum variable (the Standard Rate). You will be given the option to pay for subsequent purchases in 3 instalments. Once a balance moves to the standard rate it cannot move back. You can choose to pay more or less than the 3Step Payment in any month, but you must pay at least the Minimum Payment. If you do not make at least the Minimum Payment by the due date, your account will be in arrears, which will affect your credit rating.

© Copyright 2021 Next Retail Ltd, Registered Office: Desford Road, Enderby, Leicester, LE19 4AT. Registered in England & Wales No. 4521150. Next Online is a trading name of Next Retail Ltd which is authorised and regulated by the Financial Conduct Authority for Consumer Credit.

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